Overview
In an effort to address issues of security around Internet banking, banks are looking to implement two-factor authentication solutions. Some key considerations for such solutions are:
- Cost (acquisition, deployment and operation)
- Security
- Functionality
- Re-usability
Challenge
The challenge of the bank is to provide a multi-factor authentication solution with the following requirements:
- The multi-factor authentication system should be simple to deploy and integrate with
- Provide a solution which can be used for many purposes such as business banking and consumer banking
- Capable of supporting multiple form factors from multiple device vendors
- Allow the bank to re-use the system for multiple purposes.
Solution Features
|
Feature
|
Benefits |
|
Multi-Organisation Support
|
ActiveAccess is designed to manage a single organisation, multiple organisations or organisations with multiple divisions. In this case, the business banking and consumer banking groups could manage their own implementations with one call center servicing both divisions.
|
|
Multiple Vendor Devices
|
ActiveAccess supports a number of vendor devices allowing organisations to choose which vendor device best suites their needs. In the case where one vendor device is preferred for business banking whilst a cheaper vendor device or alternative form factors are utilised for consumer banking.
|
|
Multiple Form Factors
|
Organisations can choose from a wide range of authentication form factors such as software, TAN lists, one-time password devices, mobile phone applet and SMS, chip cards and biometric devices.
|
|
Easy Integration
|
To reduce the cost associated with deployment of a multi-factor authentication system, GPayments ActiveDevice Plug-In reduces the time and associated cost of integration.
|
|
Multiple Implementation Models
|
The solution allows for multiple client implementation models creating different user experiences and can be customised to suite an organisations requirements.
|
|
Multi-Purpose Solution
|
The solution is multi-purpose allowing it to be used for authenticating access to information, secure login, transaction authentication, authentication of MOTO transactions and eCommerce.
|
|
Multiple User-Device Enrolment Options
|
The solution provides a self-registration process and a self-service enrolment website, allowing users to register, manage and maintain their authentication devices.
|
