Tag Archive for: 3d secure 2.0

PSD2 Europe

3D Secure and PSD2 Strong Customer Authentication: A Guide for European and UK PSPs

PSD2 SCA requires most remote card payments in the EU and UK to use at least two independent authentication factors. EMV 3DS2 is the main way to meet this for card‑not‑present transactions, via challenges or eligible frictionless exemptions.

EMV 3DS 2.x vs 3DS 1.0: What Changed and Why It Matters

EMV 3DS 2.x replaced 3DS 1.0 by shifting from static password authentication to risk-based authentication using more than 100 transaction data elements. The result is that over 90 percent of transactions are now approved frictionlessly without customer interaction.

The Secure Future of Digital India: 3D Secure as Growth Catalyst

India's digital payment ecosystem is experiencing an explosive growth, with a staggering 44% compounded annual growth rate (CAGR) in the last fiscal year and over 95% of banking transactions now digitised. This monumental shift, championed…

Navigating Visa’s New VAMP: Is Your Business Ready?

In April 2025, Visa officially launched the Visa Acquirer Monitoring Program (VAMP), a powerful compliance and risk management framework aimed at reducing fraud and chargebacks in card-not-present (CNP) environments. This initiative represents…

GPayments Unveils Revolutionary Next-Generation Access Control Server (ACS) Solution, Redefining 3D Secure Authentication 

Sydney, Australia – 13 March 2025 – GPayments, a pioneer in digital payment security solutions, is thrilled to redesign its groundbreaking ActiveAccess solution, the latest evolution in Access Control Server technology. This cutting-edge…
3D Secure Merchant

Why 3D Secure 2 is Important for Merchants

Understand the importance of 3D Secure in protecting CNP transactions, reducing fraud, and ensuring safer online payments for businesses and consumers.

The 3D Secure 2 Bandwagon – Time to Hop On

Embrace 3D Secure 2 to enhance transaction security and improve user experiences in the evolving digital payment landscape. Jump on the bandwagon now to stay competitive and ensure customer satisfaction.

Enhancing Security and Convenience: Exploring the Benefits of 3DS2 

3D Secure 2 is an upgraded version of the global standard for card authentication. It is designed to address several pain points of 3D-Secure 1 and offers numerous benefits, especially from a mobile payments standpoint and is the only fraud…

Exploring the Power of Decoupled Authentication

The need for secure payment authentication becomes increasingly essential as the world becomes more digital. Decoupled Authentication (DCA) is a 3D Secure 2 (3DS2) security measure used in online transactions, enabling a frictionless payment…
Moto Payments

MOTO Payments: The Essential Guide for Fraud and Risk Teams

MOTO payments, or 'Mail Order / Telephone Order' payments, are a type of electronic payment that have been used for decades. They differ from ecommerce transactions in that the merchant is processing cardholder data manually and not through…