Tag Archive for: Access Control Server

What Should Issuers Measure Across 3D Secure Authentication?

Issuers should monitor more than transaction volume. A useful 3D Secure view includes authentication success, frictionless and challenge ratios, decoupled activity, decline reasons, errors, device channels, issuer and scheme views, and trends…

Giving Issuers Greater Control Over the 3D Secure Authentication Experience

Issuer control over the 3D Secure authentication experience includes more than branding. Modern ACS platforms can support configurable content, challenge templates, responsive previews and page flows scoped by issuer, card scheme, authentication…

From Support Tickets to Self-Service in Modern ACS Operations

Modern ACS operations should move appropriate routine configuration closer to the teams responsible for authentication. Structured administration, previews, configurable flows and clearer reporting can reduce operational friction without removing…

Preparing Your ACS Environment for EMV 3DS 2.3.x

Preparing for EMV 3DS 2.3.x requires more than enabling a new message version. Issuers should assess ACS protocol support, authentication capabilities, integrations, infrastructure, operational controls, testing and rollout governance as…

Is Your ACS Keeping Pace With Modern 3D Secure?

A modern Access Control Server should do more than process 3D Secure messages. It should keep pace with evolving EMV 3DS requirements, fit contemporary enterprise infrastructure, give authentication teams greater operational control and provide…
Choosing ACS

How to Choose an ACS for 3D Secure: An Enterprise Evaluation Guide

The Access Control Server (ACS) is the issuer’s central decision-making engine in the 3D Secure protocol. It determines whether a transaction authenticates frictionlessly or requires a cardholder challenge, which authentication method to…

How 3DS2 Reduces Card-Not-Present Fraud Without Hurting Conversion

Card-not-present (CNP) fraud cost Australian businesses $816 million in 2024, accounting for 90% of all card fraud on Australian-issued cards, according to the Australian Payments Network (AusPayNet). Globally, payment card fraud losses reached…

EMV 3DS 2.x vs 3DS 1.0: What Changed and Why It Matters

EMV 3DS 2.x replaced 3DS 1.0 by shifting from static password authentication to risk-based authentication using more than 100 transaction data elements. The result is that over 90 percent of transactions are now approved frictionlessly without customer interaction.

GPayments Unveils Revolutionary Next-Generation Access Control Server (ACS) Solution, Redefining 3D Secure Authentication 

Sydney, Australia – 13 March 2025 – GPayments, a pioneer in digital payment security solutions, is thrilled to redesign its groundbreaking ActiveAccess solution, the latest evolution in Access Control Server technology. This cutting-edge…
Moto Payments

MOTO Payments: The Essential Guide for Fraud and Risk Teams

MOTO payments, or 'Mail Order / Telephone Order' payments, are a type of electronic payment that have been used for decades. They differ from ecommerce transactions in that the merchant is processing cardholder data manually and not through…