Tag Archive for: USA

3D Secure Liability Shift in the United States: What’s Covered and What Isn’t

3D Secure (3DS) can move fraud liability off the merchant and onto the issuer, but only in specific cases. This article explains when liability shift applies in the US, when it does not, and what evidence your team should include when a dispute…

3D Secure 2 Explained for US Merchants: What’s New and Why It Matters

If 3D Secure still means clunky redirects and forgotten passwords to your team, you are thinking of 3DS1. EMV 3D Secure 2 primarily operates in the background, incorporates mobile-friendly SDKs, and provides richer data, enabling issuers to…