{"id":1103,"date":"2022-05-16T17:01:03","date_gmt":"2022-05-16T07:01:03","guid":{"rendered":"https:\/\/54.66.202.3\/?page_id=1103"},"modified":"2024-02-12T11:59:41","modified_gmt":"2024-02-12T01:59:41","slug":"gpayments-blog","status":"publish","type":"page","link":"https:\/\/www.gpayments.com\/blog\/","title":{"rendered":"Blog"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3a6tcw8-0423e88555197e10233a34375013a0c0\">\n.avia-image-container.av-l3a6tcw8-0423e88555197e10233a34375013a0c0 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l3a6tcw8-0423e88555197e10233a34375013a0c0 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l3a6tcw8-0423e88555197e10233a34375013a0c0 av-styling-no-styling avia-align-center  avia-builder-el-0  el_before_av_blog  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1609 avia-img-lazy-loading-not-1609 avia_image ' src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2.png\" alt='' title='GP-AFR-2'  height=\"1260\" width=\"3132\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2.png 3132w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-300x121.png 300w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-1030x414.png 1030w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-768x309.png 768w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-1536x618.png 1536w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-2048x824.png 2048w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-1500x603.png 1500w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2023\/07\/GP-AFR-2-705x284.png 705w\" sizes=\"(max-width: 3132px) 100vw, 3132px\" \/><\/div><\/div><\/div>\n<div  data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;show_slide_delay&quot;:90}\" class='avia-content-slider avia-content-grid-active avia-content-slider1 avia-content-slider-odd  avia-builder-el-1  el_after_av_image  avia-builder-el-last  av-slideshow-ui av-control-default   av-no-slider-navigation av-slideshow-manual av-loop-once av-loop-manual-endless '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Blog\" ><div class=\"avia-content-slider-inner\"><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-3247 slide-entry-overview slide-loop-1 slide-parity-odd  av_one_third first real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: How to Authenticate Pay-by-Link and Invoice Payments with 3DS\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/pay-by-link-invoice-payments-3ds\/' data-rel='slide-1' class='slide-image' title='How to Authenticate Pay-by-Link and Invoice Payments with 3DS'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Pay-by-Link-495x400.jpg\" class=\"wp-image-3250 avia-img-lazy-loading-3250 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Pay-by-Link-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Pay-by-Link-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/pay-by-link-invoice-payments-3ds\/' title='How to Authenticate Pay-by-Link and Invoice Payments with 3DS'>How to Authenticate Pay-by-Link and Invoice Payments with 3DS<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nPayment links have become a standard way to take card payments outside a website checkout. A hotel sends a deposit link after a phone booking, a clinic emails an invoice with a 'pay now' button, a sales team sends a link in a chat. The customer\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/pay-by-link-invoice-payments-3ds\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-22T11:20:10+10:00\" >22 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Pay-by-Link-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-22 11:20:10<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-22 11:20:11<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How to Authenticate Pay-by-Link and Invoice Payments with 3DS<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3244 slide-entry-overview slide-loop-2 slide-parity-even  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: When 3DS and SCA Apply to Commercial, Lodged, and Virtual Cards\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/commercial-virtual-cards-3ds-sca\/' data-rel='slide-1' class='slide-image' title='When 3DS and SCA Apply to Commercial, Lodged, and Virtual Cards'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Commercial-Lodged-and-Virtual-Cards-495x400.jpg\" class=\"wp-image-3245 avia-img-lazy-loading-3245 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Commercial-Lodged-and-Virtual-Cards-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Commercial-Lodged-and-Virtual-Cards-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/commercial-virtual-cards-3ds-sca\/' title='When 3DS and SCA Apply to Commercial, Lodged, and Virtual Cards'>When 3DS and SCA Apply to Commercial, Lodged, and Virtual Cards<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nCommercial cards cover three quite different uses. An employee may pay for a hotel on a public website with a corporate card. A company may lodge a card with its travel management company, which books and pays on its behalf. Or a booking system\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/commercial-virtual-cards-3ds-sca\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-22T11:03:53+10:00\" >22 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Commercial-Lodged-and-Virtual-Cards-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-22 11:03:53<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-22 11:03:54<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>When 3DS and SCA Apply to Commercial, Lodged, and Virtual Cards<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3240 slide-entry-overview slide-loop-3 slide-parity-odd  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: What Happens to 3DS When an Issuer&#039;s ACS Is Unavailable\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/acs-unavailable-stand-in-authentication\/' data-rel='slide-1' class='slide-image' title='What Happens to 3DS When an Issuer&#8217;s ACS Is Unavailable'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Issuer-ACS-Unavailable-495x400.jpg\" class=\"wp-image-3241 avia-img-lazy-loading-3241 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Issuer-ACS-Unavailable-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Issuer-ACS-Unavailable-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/acs-unavailable-stand-in-authentication\/' title='What Happens to 3DS When an Issuer&#8217;s ACS Is Unavailable'>What Happens to 3DS When an Issuer&#8217;s ACS Is Unavailable<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nWhen an issuer's Access Control Server (ACS) stops responding, online payments for its cardholders do not necessarily stop. The card scheme's Directory Server (DS) may answer the authentication request on the issuer's behalf. That keeps checkouts\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/acs-unavailable-stand-in-authentication\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-22T10:48:21+10:00\" >22 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Issuer-ACS-Unavailable-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-22 10:48:21<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-22 10:48:22<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>What Happens to 3DS When an Issuer&#8217;s ACS Is Unavailable<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-3236 slide-entry-overview slide-loop-4 slide-parity-odd  av_one_third first real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: Certificate and Key Management in EMV 3DS Without Authentication Outages\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/emv-3ds-certificate-key-management\/' data-rel='slide-1' class='slide-image' title='Certificate and Key Management in EMV 3DS Without Authentication Outages'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/EMV-3DS-Certificate-Management-495x400.jpg\" class=\"wp-image-3238 avia-img-lazy-loading-3238 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/EMV-3DS-Certificate-Management-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/EMV-3DS-Certificate-Management-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/emv-3ds-certificate-key-management\/' title='Certificate and Key Management in EMV 3DS Without Authentication Outages'>Certificate and Key Management in EMV 3DS Without Authentication Outages<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nMost 3DS outages caused by cryptography are not attacks. They are an expired certificate, a key rotated on one side and not the other, or an app released with old key material. The effect is abrupt: authentication for an entire card scheme,\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/emv-3ds-certificate-key-management\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-22T10:06:04+10:00\" >22 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/EMV-3DS-Certificate-Management-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1752<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-22 10:06:04<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-22 10:06:05<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Certificate and Key Management in EMV 3DS Without Authentication Outages<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3232 slide-entry-overview slide-loop-5 slide-parity-even  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: Can AI Simplify 3D Secure Integration?\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/ai-3d-secure-integration\/' data-rel='slide-1' class='slide-image' title='Can AI Simplify 3D Secure Integration?'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/AI-3DS-Integration-495x400.jpg\" class=\"wp-image-3234 avia-img-lazy-loading-3234 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/AI-3DS-Integration-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/AI-3DS-Integration-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/ai-3d-secure-integration\/' title='Can AI Simplify 3D Secure Integration?'>Can AI Simplify 3D Secure Integration?<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nIntegrating 3D Secure (3DS) into a modern payment environment involves considerably more than connecting an API. Developers must understand authentication flows, protocol messages, card scheme requirements, testing scenarios and the dependencies\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/ai-3d-secure-integration\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-21T10:50:15+10:00\" >21 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/AI-3DS-Integration-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1709<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-21 10:50:15<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-21 10:50:16<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Can AI Simplify 3D Secure Integration?<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3218 slide-entry-overview slide-loop-6 slide-parity-odd  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: How Least-Cost Routing Online Changes 3DS for Australian Merchants\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/least-cost-routing-online-eftpos-3ds\/' data-rel='slide-1' class='slide-image' title='How Least-Cost Routing Online Changes 3DS for Australian Merchants'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/LCR-Australian-Merchants-495x400.jpg\" class=\"wp-image-3231 avia-img-lazy-loading-3231 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/LCR-Australian-Merchants-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/LCR-Australian-Merchants-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/least-cost-routing-online-eftpos-3ds\/' title='How Least-Cost Routing Online Changes 3DS for Australian Merchants'>How Least-Cost Routing Online Changes 3DS for Australian Merchants<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nMost Australian debit cards can be processed on two networks: eftpos and an international scheme such as Visa or Mastercard. Least-cost routing (LCR), also called merchant choice routing, lets the merchant send each transaction over whichever\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/least-cost-routing-online-eftpos-3ds\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-20T12:25:04+10:00\" >20 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/LCR-Australian-Merchants-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-20 12:25:04<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-20 12:25:05<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How Least-Cost Routing Online Changes 3DS for Australian Merchants<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-3215 slide-entry-overview slide-loop-7 slide-parity-odd  av_one_third first real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: What a PCI 3DS Assessment Covers for ACS and 3DS Server Operators\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/pci-3ds-assessment-acs-3ds-server\/' data-rel='slide-1' class='slide-image' title='What a PCI 3DS Assessment Covers for ACS and 3DS Server Operators'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/PCI-3DS-495x400.jpg\" class=\"wp-image-3228 avia-img-lazy-loading-3228 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/PCI-3DS-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/PCI-3DS-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/pci-3ds-assessment-acs-3ds-server\/' title='What a PCI 3DS Assessment Covers for ACS and 3DS Server Operators'>What a PCI 3DS Assessment Covers for ACS and 3DS Server Operators<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nAn organisation running an Access Control Server (ACS) or a 3DS Server handles data and cryptographic material that, if compromised, would undermine authentication for every card it touches. The PCI Security Standards Council (PCI SSC) addresses\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/pci-3ds-assessment-acs-3ds-server\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-20T11:42:03+10:00\" >20 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/PCI-3DS-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-20 11:42:03<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-20 11:42:04<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>What a PCI 3DS Assessment Covers for ACS and 3DS Server Operators<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3209 slide-entry-overview slide-loop-8 slide-parity-even  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: How to Authenticate Stored-Card Payments When Account Takeover Is Suspected\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/3ds-stored-card-account-takeover\/' data-rel='slide-1' class='slide-image' title='How to Authenticate Stored-Card Payments When Account Takeover Is Suspected'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Card-payments-495x400.jpg\" class=\"wp-image-3211 avia-img-lazy-loading-3211 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Card-payments-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Card-payments-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/3ds-stored-card-account-takeover\/' title='How to Authenticate Stored-Card Payments When Account Takeover Is Suspected'>How to Authenticate Stored-Card Payments When Account Takeover Is Suspected<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nStored cards make checkout quick for genuine customers and for anyone who gets into their account. An attacker who takes over a customer account does not need the card number, and often does not need the security code either. The payment looks\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/3ds-stored-card-account-takeover\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-16T15:31:31+10:00\" >16 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/Card-payments-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1707<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2560<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-16 15:31:31<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-16 15:31:32<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How to Authenticate Stored-Card Payments When Account Takeover Is Suspected<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-3202 slide-entry-overview slide-loop-9 slide-parity-odd  post-entry-last  av_one_third  real-thumbnail posttype-post post-format-standard' aria-label=\"Slide: Using One 3DS Server Across Multiple Acquirers\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/one-3ds-server-multiple-acquirers\/' data-rel='slide-1' class='slide-image' title='Using One 3DS Server Across Multiple Acquirers'><img decoding=\"async\" loading=\"lazy\" width=\"495\" height=\"400\" src=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/One-3DS-Server-Multiple-Acquirers-495x400.jpg\" class=\"wp-image-3208 avia-img-lazy-loading-3208 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/One-3DS-Server-Multiple-Acquirers-495x400.jpg 495w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/One-3DS-Server-Multiple-Acquirers-845x684.jpg 845w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/www.gpayments.com\/blog\/category\/article\/\" rel=\"tag\">Articles<\/a> <\/span><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.gpayments.com\/blog\/article\/one-3ds-server-multiple-acquirers\/' title='Using One 3DS Server Across Multiple Acquirers'>Using One 3DS Server Across Multiple Acquirers<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\n\n\nMany enterprise merchants now route card payments through more than one acquirer, for cost, resilience, or local acquiring in different markets. Authentication often lags behind. Each payment service provider brings its own bundled 3D Secure,\u2026<div class=\"read-more-link\"><a href=\"https:\/\/www.gpayments.com\/blog\/article\/one-3ds-server-multiple-acquirers\/\" class=\"more-link\">Read more<span class='more-link-arrow avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" role=\"graphics-symbol\" aria-hidden=\"true\">\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2026-10-16T10:22:22+10:00\" >16 October 2026<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2026\/10\/One-3DS-Server-Multiple-Acquirers-scaled.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>2560<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1928<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Zeeshan Rizvi<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/blog.gpayments.com\/wp-content\/uploads\/2022\/05\/Logo_Black_on_White_lowres-300x80.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Zeeshan Rizvi<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-05-16T17:01:03+10:00\" >2026-10-16 10:22:22<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2026-10-16 10:22:23<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Using One 3DS Server Across Multiple Acquirers<\/span><\/span><\/span><\/article><\/div><\/div><div class='pagination-wrap pagination-slider'><nav class='pagination'><span class='pagination-meta'>Page 1 of 32<\/span><span class='current'>1<\/span><a href='https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/pages\/1103\/?avia-element-paging=2' class='inactive next_page' >2<\/a><a href='https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/pages\/1103\/?avia-element-paging=3' 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