{"id":102,"date":"2002-03-01T07:16:57","date_gmt":"2002-03-01T07:16:57","guid":{"rendered":"http:\/\/104.198.166.54\/?p=102"},"modified":"2002-03-01T07:16:57","modified_gmt":"2002-03-01T07:16:57","slug":"activemerchant-meet-challenge-online-credit-card-fraud","status":"publish","type":"post","link":"https:\/\/www.gpayments.com\/blog\/product-features\/activemerchant-meet-challenge-online-credit-card-fraud\/","title":{"rendered":"ActiveMerchant to meet the challenge of online credit card fraud"},"content":{"rendered":"<h1>A software module for merchant websites which is compliant with a new standard from VISA<\/h1>\n<div>GPayments, the Sydney-based Internet Payments company, has released a new product, ActiveMerchant, which promises to ease the burden of credit card fraud for online merchants. ActiveMerchant is a software-based security module which can be integrated with virtually any website. It provides the merchant with the ability todetermine whether online payments are genuine \u2013 prior to charging the customers credit card and shipping the goods.<\/div>\n<div><\/div>\n<div>GPayments has been working closely with Visa since November 2000 on meeting the new global standard for online credit card payment authentication, 3-D Secure. The ActiveMerchant software has just completed a rigorous compliance testing process with Visa\u2019s U.S.-based laboratory. ActiveMerchant is now a fully compliant 3-D Secure Merchant Plug-in (MPI) certified by Visa for installation in all websites which accept Visa card payments.<\/div>\n<div><\/div>\n<div>GPayments developed ActiveMerchant in Java so that it could work on virtually any platform and with any web server that the merchant uses for their eCommerce site. It is expected that most merchants will be able to upgrade their website within a couple of days. According to GPayments\u2019 CEO\/CTO, Bahram Boutorabi,<\/div>\n<div>\u201cActiveMerchant was designed to allow merchants to get up and running with 3-D Secure as fast as possible. We have had merchants testing their first transaction within 15 mins of downloading the software.\u201d<\/div>\n<div>\n<div><\/div>\n<div>Michael Kearney, Head of Business-to-Consumer, e-Visa Asia Pacific said, &#8220;Visa&#8217;s Authenticated Payment Program builds consumer confidence for online shopping by taking an extra step to authenticate cardholders and merchants. Together with our partners, Visa is eager to accelerate the development of secure online payment that will make Visa cards even more valuable to consumers. GPayments&#8217; adoption of the program demonstrates the company&#8217;s commitment to make e-commerce a secure and convenient experience.&#8221;<\/div>\n<div><\/div>\n<div>GPayments is the first Australian vendor to develop products for the new standard and meet the stringent compliance requirements for 3-D Secure, supporting banks in their participation in Visa\u2019s Authenticated Payment program.<\/div>\n<div><\/div>\n<h2>ENDS<\/h2>\n<h3>Background<\/h3>\n<h4>GPayments<\/h4>\n<div>GPayments is focused on authentication and payment solutions for Internet transactions. It provides solutions for financial institutions (issuers and acquirers), merchants and cardholders. Over nine years experience in Internet technology has positioned it as a leader in secure electronic commerce. GPayments has a full ePayments product suite including issuer authentication engines, electronic wallets, internet payment gateways and merchant plug-ins. GPayments\u2019 products provide support for both Visa\u2019s 3-D Secure and MasterCard\u2019s SPA standards. Further information can be found at <a href=\"http:\/\/www.gpayments.com\/\">www.gpayments.com<\/a><\/div>\n<div><\/div>\n<h4>Visa International<\/h4>\n<div>Visa is the world&#8217;s leading payments brand and the largest payments system worldwide. Visa-branded cards generate more than US$2 trillion in annual volume and are accepted at nearly 22 million locations around the world. The Visa organisation plays a pivotal role in advancing new payment products and technologies to benefit its 21,000 member financial institutions and their cardholders. Visa is a leader in Internet based payments and is pioneering the creation of u-commerce, or universal commerce &#8211; the ability to conduct commerce anytime, anywhere, over any type of device. Visit Visa at <a href=\"http:\/\/www.visa.com\/\">www.visa.com<\/a>.<\/div>\n<div><\/div>\n<h4>Media inquires<\/h4>\n<div>Bahram Boutorabi<\/div>\n<div>Chief Executive Officer\/<\/div>\n<div>Chief Technology Officer<\/div>\n<div>GPayments<\/div>\n<div>+61 2 9913 3088<\/div>\n<div>&#98;&#x61;&#104;&#x72;&#97;&#x6d;&#64;&#x67;&#112;&#x61;&#121;&#x6d;&#101;&#x6e;&#116;&#x73;&#46;&#x63;&#111;&#x6d;&#46;&#x61;&#117;<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A software module for merchant websites which is compliant with a new standard from VISA GPayments, the Sydney-based Internet Payments company, has released a new product, ActiveMerchant, which promises to ease the burden of credit card fraud for online merchants. ActiveMerchant is a software-based security module which can be integrated with virtually any website. It [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-102","post","type-post","status-publish","format-standard","hentry","category-product-features"],"aioseo_notices":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts\/102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/comments?post=102"}],"version-history":[{"count":0,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts\/102\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/media?parent=102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/categories?post=102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/tags?post=102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}