{"id":588,"date":"2017-07-05T19:07:27","date_gmt":"2017-07-05T09:07:27","guid":{"rendered":"https:\/\/54.66.202.3\/?p=588"},"modified":"2024-01-31T12:49:42","modified_gmt":"2024-01-31T02:49:42","slug":"how-will-3d-secure-2-0-affect-merchants-payment-gateways-banks-and-cardholders","status":"publish","type":"post","link":"https:\/\/www.gpayments.com\/blog\/whitepapers\/how-will-3d-secure-2-0-affect-merchants-payment-gateways-banks-and-cardholders\/","title":{"rendered":"How will 3D Secure 2.0 affect Merchants, Payment Gateways, Banks and Cardholders"},"content":{"rendered":"<p><a href=\"https:\/\/www.gpayments.com\/about\/3d-secure-2.0\">3DS 2.0<\/a> is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the cardholder, such that most authentication activity will be invisible to the cardholder.<\/p>\n<p><a href=\"https:\/\/www.gpayments.com\/resources\/whitepapers\/frictionless-fraud-prevention-with-3d-secure-2\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-592\" src=\"https:\/\/54.66.202.3\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4.jpg\" alt=\"\" width=\"492\" height=\"696\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4.jpg 600w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-212x300.jpg 212w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-500x708.jpg 500w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-400x566.jpg 400w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-200x283.jpg 200w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-50x71.jpg 50w\" sizes=\"auto, (max-width: 492px) 100vw, 492px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>3DS 2.0 is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the cardholder, such that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1157,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[8],"class_list":["post-588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-whitepapers","tag-3d-secure-2-0"],"aioseo_notices":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts\/588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/comments?post=588"}],"version-history":[{"count":7,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts\/588\/revisions"}],"predecessor-version":[{"id":1687,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/posts\/588\/revisions\/1687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/media\/1157"}],"wp:attachment":[{"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/media?parent=588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/categories?post=588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gpayments.com\/blog\/wp-json\/wp\/v2\/tags?post=588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}