{"id":588,"date":"2017-07-05T19:07:27","date_gmt":"2017-07-05T09:07:27","guid":{"rendered":"https:\/\/54.66.202.3\/?p=588"},"modified":"2024-01-31T12:49:42","modified_gmt":"2024-01-31T02:49:42","slug":"how-will-3d-secure-2-0-affect-merchants-payment-gateways-banks-and-cardholders","status":"publish","type":"post","link":"https:\/\/www.gpayments.com\/blog\/whitepapers\/how-will-3d-secure-2-0-affect-merchants-payment-gateways-banks-and-cardholders\/","title":{"rendered":"How will 3D Secure 2.0 affect Merchants, Payment Gateways, Banks and Cardholders"},"content":{"rendered":"<p><a href=\"https:\/\/www.gpayments.com\/about\/3d-secure-2.0\">3DS 2.0<\/a> is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the cardholder, such that most authentication activity will be invisible to the cardholder.<\/p>\n<p><a href=\"https:\/\/www.gpayments.com\/resources\/whitepapers\/frictionless-fraud-prevention-with-3d-secure-2\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-592\" src=\"https:\/\/54.66.202.3\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4.jpg\" alt=\"\" width=\"492\" height=\"696\" srcset=\"https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4.jpg 600w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-212x300.jpg 212w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-500x708.jpg 500w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-400x566.jpg 400w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-200x283.jpg 200w, https:\/\/www.gpayments.com\/blog\/wp-content\/uploads\/2017\/07\/Cover_Page_1-4-50x71.jpg 50w\" sizes=\"auto, (max-width: 492px) 100vw, 492px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>3DS 2.0 is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the cardholder, such that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1157,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[6],"tags":[8],"class_list":["post-588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-whitepapers","tag-3d-secure-2-0"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"3DS 2.0 is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. 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