EMVCO CERTIFIED ACS

Smart 3DS Issuing. Zero Friction.

The advanced Access Control Server (ACS) for modern Issuers and Processors. Leverage ActiveAccess to implement intelligent Risk-Based Authentication (RBA) that stops fraud without stopping your customers.

Book a 3DS Strategy Session Explore Features

Intelligent RBA

Biometric Support

Multi-tenant Ready

Trusted by leading Companies

Certified compliance & supported schemes

Pricing

Why choose GPayments?

The Benchmark for Secure, Reliable, and Cost-Effective Payment Fraud Prevention

Legacy Solutions

While many solutions offer foundational services, they might not cater to every nuanced need of your business.

Here's a generic snapshot of what you might find elsewhere:

Limited card scheme support

Basic certification

Standard uptime and availability

Restricted deployment models

Generalised support teams

Standard pricing models

Limited RBA options

Limited or paid testing platforms

Only PCI-DSS certification available

Take advantage of our sophisticated features, crafted to foster your growth and ensure smooth operations. Discover the unique benefits of solutions built for flexibility, scalability, and all-encompassing support.

Support for all major card schemes with the ability to support domestic card schemes

EMVCo, PCI-DSS, PCI-3DS, ISO 27001:2022 ISMS and 27701:2019 PIMS Certified

Excellent uptime and availability

Multiple deployment models - on-premise or 3DS Software as a Service

Dedicated product and support teams

Flexible and competitive pricing with adaptable upgrade/downgrade policies

RBA Agnostic - free to use in-built RBA or any Third-Party RBA

End-to-end testing platform provided free of charge with your own test tenant

Secure Issuing for the Digital Age

Balance security and user experience. Our ActiveAccess ACS provides Issuers and Processors with the tools to manage fraud effectively while delighting cardholders.

ActiveAccess (ACS)

A comprehensive Access Control Server that empowers issuers to control the authentication experience. Support for all EMV 3DS versions (2.1, 2.2, 2.3).

Risk-Based Authentication

Sophisticated RBA engine allows you to configure rule sets based on transaction value, device data, and merchant risk, minimising challenges.

Biometric & 00B Support

Support for Out-of-Band (OOB) authentication via your mobile banking app. Enable FacelD and Fingerprint for a seamless user journey.

Multi-Tenant Architecture

Ideal for Processors and Program Managers. Host multiple issuer BINs/Ranges on a single instance with segregated data and configs.

Frictionless Optimisation

Maximise frictionless flow for low-risk transactions.

Only challenge when necessary, reducing cart abandonment and improving UX.

Real-time Reporting

Analyse challenge rates, fraud attempts, and authentication speeds. Get deep insights into your portfolio's performance.

Complete Control Over Card Ranges & Rules.

Integrate ActiveAccess with your core banking system effortlessly. Manage card ranges, configure challenge screens, and update risk rules dynamically via our comprehensive API.

Dynamic Card Range Management API

Customisable HTML Ul for Challenges

Webhook notifications for Auth results

OOB authentication flow integration

Learn More

BIN & Range Management

Granular control for Program Managers

Sydney Office



Suite 213,
7 Railway Street
Chatswood NSW 2067
Australia



+61 2 9453 5411

Tokyo Office



BUREX FIVE,
2-11-10 Shimbashi,
Minato-ku, Tokyo,
105-0004,
Japan



+81 (0)3-6868-8650

See ActiveAccess in Action

Free feel to get in touch with us and let us know the best way we can support you.

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QR code linking to GPayments Tracker system for submitting support requests

For any support needs, we recommend using our incident management system, Tracker, to log your request. This ensures your enquiry is promptly directed to the right team.

Alternatively, you’re welcome to reach out to your dedicated account manager if you cannot access Tracker.

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