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Experienced Cutting-Edge Fraud Prevention Solution
Minimise fraud and friction at checkout.
Reduce or remove chargebacks through liability shift.
Lower cart abandonment rates.
Comply with the Strong Customer Authentication (SCA) worldwide and the European Payment Services Directive 2 (PSD2).
Payment service providers (PSPs) need to secure merchants through strong customer authentication (SCA) whilst also reducing costly risks like chargebacks and declined transactions.
3D Secure 1.0 is no longer the preferred authentication protocol. The 3D Secure 2.0 protocol provides:
Merchants need 3DS2 to meet Payment Services Directive 2 (PSD2) in Europe for Visa Secure, Mastercard Identity Check, Amex Safekey 1.0 Global, JCB J/Secure 1.0 and Discover ProtectBuy by 16th October 2022.
Learn about 3D Secure 2
3DS2 calls for greater security from PSPs to ensure consumers and businesses are protected from fraud.
PSPs want to use EMVCo certified solutions following 3DS2 protocols to offer secure app-based authentication as well as other conventional online payment channels.
3DS2 enables a PSP to provide everything they need to operate in both eCommerce and mCommerce environments.
3DS2 separates payments and mCommerce purchases using eWallets to reduce risk and enable an extra layer of security.
Out-of-band authentication for purchases utilise biometric authentication channels such as fingerprint or facial recognition on your mobile device, for the strongest protection against fraud takeover
ActiveServer offers PSPs an end-to-end 3DS2 authentication solution that also adheres to the EMV® 3-D Secure specifications published by EMVCo.
ActiveServer assists PSPs to:
Support major global card schemes.
Support and add local card schemes (e.g., eftpos).
Opt for an on-premise or cloud-hosted service to comply with your merchants’ requirements and regulations.
Upgrade/Deploy to 3DS2 protocol rapidly.
For PSPs and aggregators that process a high volume of transactions, the most economical way to adhere to 3DS2 in time for the major card schemes to sunset the 3DS1 protocol, is ActiveServer Service.
Get 3D Secure 2 authentication around the clock from GPayments’ DevOps experts.
Highly scalable, cloud-hosted service that ensures optimal performance, security and availability.
Removes the requirement of certifying with individual card schemes.
Integrates ActiveServer’s RESTful API with the merchant's interface.
Ensure any 3DS2 supported card scheme is compatible using ActiveServer’s enrollment check API, for backwards compatibility with your existing 3DS1 systems.
Learn more about ActiveServer
GPayments 3DS Server is certified by all major card schemes, simplifying the process of testing new card schemes for 3DS2 compliance, which makes testing the 3DS2 compliance of a new card scheme easy and cost effective.
TestLabs can be used to test any 3DS 1 or 2 component, or to perform product integration testing.
As a sister company of GPayments, MemberCheck is dedicated to delivering cutting-edge services that empower your business to proactively manage risk and comply with regulatory requirements. Imagine blending MemberCheck with GPayments' solutions; a powerhouse duo engineered to strengthen your fraud prevention and risk management strategies. As GPayments' solutions help you combat chargebacks, false declines, and maintain compliance with regulations like SCA and PSD2, MemberCheck strides alongside to keep you aligned with AML/CTF regulations while safeguarding your reputation.
Visit membercheck.com for More Information
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Fraud prevention solutions from a market leader of over 20 years, safeguarding the payment ecosystem end‑to‑end through industry standards such as EMVCo 3D Secure and global card scheme authentication programs.
