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Offer prospective clients liability shift, reduced fraud levels, frictionless flow and secure digital payments with GPayments robust 3D Secure 2.3 authentication solutions.
3D Secure Protocol
CNP fraud : Juniper Research estimates that online merchants stand to lose US$130 billion in CNP fraud between 2018-2023.
Strong Customer Authentication (SCA) mandates: EU merchants are required to meet SCA. In the UK, the Financial Conduct Authority extended the deadline for SCA implementation to March 2022.
Frictionless flow: Merchants and customers desire an optimised experience provided by a more robust data flow for faster, easier authentication.
Global mandate sunset 3D Secure 1.0 in October 2022: Merchants now need 3DS2 to meet Payment Services Directive 2 (PSD2) in Europe for Visa Secure, Mastercard Identity Check, Amex Safekey 1.0 Global, JCB J/Secure 1.0 and Discover ProtectBuy.
Meet SCA regulatory requirements in the EU and globally with GPayment’s multi-channel authentication solution. ActiveAccess is GPayments’ robust Access Control Server (ACS) platform for card issuers.
Protects cardholder data following the Payment Card Industry (PCI) recommendations including PCI 3DS Core Security Standard, Data Matrix and SDK Security Standard.
Compatibility with PKCS11-enabled Hardware Security Modules (HSM) for encryption of operations and stored data.
Secure administration portal using two-factor authentication login.
Store card data locally or remotely.
Manage multiple issuers separately or as a group.
Variety of authentication methods using SMS and email OTP, Vasco and OOB.
Our APIs integrate with your OOB and RBA solutions or use GPayments RBA.
ActiveAccess is customisable to issuers' requirements.
Issuer branding and messaging.
GPayments 3DS2 ActiveServer Service is EMVCo certified, and supports major card schemes, with the potential to add more in the future. With our hosted service, GPayments 3DS2 specialists vet card schemes for PCI compliance, update software and 24/7 support.
ActiveServer hosted service benefits for the acquiring side:
Global network of cloud data centres.
3DS2 service team expertise and 24/7 support.
GPayments robust tech stack reduces overhead and scales as your business grows.
RESTful API delivers a branded in-app experience.
Check any 3DS component against GPayments’ end-to-end testing platform, TestLabs.
Driven by telecom and tech investment into new digital channels for payment and the rapid adoption of mobile wallets for B2B, B2C and P2P payments, the global mobile wallet market may reach US$970 billion by 2030 according to Global Market Insights Inc.
ActiveSDK speaks Android and iOS
Developed to EMVCo specifications.
Connects with any 3D Secure server.
Payment gateways and acquiring side banks with an existing SDK can wrap ActiveSDK in and offer a merchant one, integrated SDK.
Enables rich-data exchange between mobile device and an issuer’s ACS for risk-based decision making.
We offer support for a variety of card schemes to meet your needs. Please let us know which card schemes you require and we will work with you to provide the necessary support.
Our fraud prevention solutions are built on globally recognised industry standards (EMVCo, SCA), and are fully supported and mandated by the major card schemes.
GPayments 3DS Server is certified by all major card schemes, simplifying the process of testing new card schemes for 3DS2 compliance, which makes testing the 3DS2 compliance of a new card scheme easy and cost effective.
TestLabs can be used to test any 3DS 1 or 2 component, or to perform product integration testing.
Learn more about TestLabs
As a sister company of GPayments, MemberCheck is dedicated to delivering cutting-edge services that empower your business to proactively manage risk and comply with regulatory requirements. Imagine blending MemberCheck with GPayments' solutions; a powerhouse duo engineered to strengthen your fraud prevention and risk management strategies. As GPayments' solutions help you combat chargebacks, false declines, and maintain compliance with regulations like SCA and PSD2, MemberCheck strides alongside to keep you aligned with AML/CTF regulations while safeguarding your reputation.
Visit membercheck.com for More Information
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Fraud prevention solutions from a market leader of over 20 years, safeguarding the payment ecosystem end‑to‑end through industry standards such as EMVCo 3D Secure and global card scheme authentication programs.
