Embrace secure and safer authentications with EMV 3-D Secure
EMV® 3-D Secure 2, an industry standard protocol designed to enable frictionless, safe and convenient payments,lays an appropriate foundation for PSD2 by adapting to SCA using multifactor authentication. This new protocol balances the need for frictionless flows along with the need for strong security.
Learn more about SCA and PSD2
EMV 3DS depreciates the number of challenged transactions and facilitates frictionless experience by leveraging to risk-based authentication, allowing the Issuers to make knowledgeable authentication decision such as allow, reject or challenge a transaction based on the risk score.
It not only reduces fraud and reduce abandoned shopping carts but also supports various user friendly and secure authentication methods such as one-time passwords, tokens and biometric. Thereby, curtailing the need to remember static password and providing the client with a stress-free experience.
Step up your authentication game with our all in one ACS solution
ActiveAccess is a highly scalable cardholder authentication system designed for credit card issuers and application service providers. The ActiveAccess authentication platform is a fully-featured bank-grade application.
With the release of the new 3DS2 protocol, there are a lot of chaos regarding the migration of ACS and how would the it handle the 3DS1 transactions.
But you don't need to worry, we have got your back! GPayments ACS, a friendly all in one solution, will support both 3DS1 and 3DS2 within the same application allowing issuers to effortlessly shift from 3DS1 to 3DS2 and support the two protocols in parallel while both protocols are operational.
Supports Multi-Factor Authentication
Complaint with all major card schemes
Risk Based Authentication
Non Payment authentication
Ukrainian Processing Centre and 3D Secure
UPC realized to fight the battle against online fraud, additional authentication was required to verify cardholders’ identities in CNP e-Commerce transactions and additional authentication was required for internet banking to reduce the threat posed to online security by the increasing number of phishing attacks.Read More
Founded in 1999, being the first Asia Pacific region to develop 3D Secure solutions for acquiring and issuing side clients, GPayments have a deep expertise and proficiency in the 3DS protocol.
Today GPayments is the leader of 3D Secure acquiring market in Japan and Australia, and 3D Secure issuing in Eastern Europe. GPayments serves 100K+ merchants, 100+ banks, 92 direct customers and distributors, 33 countries around the world and had 100% year-on-year ACS revenue growth since 2016.