Embrace secure and safer authentications with EMV 3-D Secure
ActiveAccess is a robust market-leading Access Control Server (ACS) platform, developed by GPayments to enable cardholder authentication for issuing entities. It can be deployed directly within a bank or hosted by a processing centre/bank group/central bank for utilisation by several issuers, on-premise or in a cloud environment. ActiveAcess was built with compatibility and efficiency in mind resulting in a solution that works seamlessly with 3D Secure 1 (3DS1), 3D Secure 2 (3DS2) and the EU Payment Services Directive (PSD2). It can help issuers reduce false declines and cart abandonment, and improve user experience by providing a frictionless flow during the payment process.
Compliant with all major card schemes
ActiveAccess is certified and compliant with Visa, Mastercard, American Express, JCB, and Diners Club International.
Security and compliance
Built to meet security and compliance criteria
ActiveAccess was developed with security and compliance at its core, allowing its users to comply with payment industry security and compliance standards.
Reliable and robust solution
Robust ACS with reliability ingrained
GPayments, an industry leader, in the 3D Secure space for 20 years, offers a cutting-edge solution to help card issuers reduce Card-Not-Present (CNP) fraud.
Field-proven, feature-rich and stable
A market leading solution that has been continuously developed and enhanced to meet issuer and cardholder needs, over 20 years.
Accompanied by well-maintained, online, and easy to understand documentation for both technical and business users.
User-friendly and intuitive administration portal
Web-based portal for the configuration and management of the system, certificate management, real-time transaction monitoring, and extensive reporting and audit logging.
Clustering, load-balancing and high-availability
Enabling your preferred infrastructure and environment setup for improved performance and uptime.
Flexibility and simplicity
Take full control of your own deployment
ActiveAccess is an easy to use and flexible solution that can be tailored to the requirements of its users. Users have full control over deployment, customisation and integration with third-party solutions such as RBA or OOB solutions already in use.
Cost-effective Pricing Models
3DS1 & 3DS2 in one solution
Parallel support for both protocols within the same solution for an effortless shift from 3DS1 to 3DS2, while both protocols are operational.
Simplified pricing model with no hidden costs
No hidden costs to our customers, complete transparency in our pricing models, and predictable budgeting.
Quick support turnaround
Exceptional customer service by a dedicated support team that responds to all critical issues within a fast turnaround time according to agreed service levels.
Seamless authentication with 3D Secure 2
Access to a rich dataset
Transmission of rich data (user's device, location, merchant and transaction information) from the merchant to the issuer via web browser and mobile app SDK.
Frictionless Flow with enhanced decision making
Utilisation of the rich data, transmitted during transactions, for more reliable risk assessment by existing RBA solutions. Integration with the majority of RBA solutions available in the market is enabled by an adapter-based interface.
Improved mobile experience
Improved purchasing experience for mobile shopping app users via native mobile support. Implementing our 3DS2 solution will help reduce your cart abandonment rate by up to %25.
Non-Payment Authentication (NPA) support
- Addition of cards to mobile wallets
- Support of recurring and subscription-based transactions
- No more $0.10 pre-authorisation charges required
Ukrainian Processing Centre and 3D Secure
UPC realised to fight the battle against online fraud, additional authentication was required to verify cardholders’ identities in CNP e-Commerce transactions and additional authentication was required for internet banking to reduce the threat posed to online security by the increasing number of phishing attacks.