Issuing

Enhance Cardholder Experience and Reduce Fraud Rates

Leading the way as a global provider in Card-Not-Present 3D Secure processed transactions for card issuers, payments processors and fintech solution providers.

issuing illustration

Reduce False Declines and Drive Growth

Protect your cardholders and increase transaction volume, revenue, and user experience with ActiveAccess. Build trust, loyalty, and satisfaction through a secure shopping experience. Discover the power of ActiveAccess, the robust and market-leading Access
Control Server (ACS) platform designed to provide unparalleled cardholder authentication for card issuers. Elevate your business with ActiveAccess now.

3DS2 Issuing Illustration
Card Scheme illustration

Wide-Ranging Support for Multiple Card Schemes

We offer support for a variety of card schemes to meet your needs. Please let us know which card schemes you require and we will work with you to provide the necessary support.

Card Schemes Supported

visa secure logomastercard id check logoprotect buy logosafekey american express logojcb j/secure logounion-pay logo

Compliance & Certification

Our fraud prevention solutions are built on globally recognised industry standards (EMVCo, SCA), and are fully supported and mandated by the major card schemes.

emvco approved logopci dss compliantpci 3ds logoiso 27001:2013 certified logoiso 27001:2013 certified logo
activeacess in-house illustration

Implementation models

We offer bespoke solutions to suit every business need, including both on-premise and managed service options. Choose our on-premise solution for complete control and customisation within your IT infrastructure. Opt for our managed service for a cloud-based, maintenance-free experience with top-notch support and scalability. Whatever your preference, we ensure optimal performance and adaptability to drive your business forward.

In-House

Gain unparalleled control and customisation over your fraud prevention strategies. This model allows for the development of specific security rules and data management, optimised to your unique transaction patterns and threats. It is ideal for businesses with capable IT teams and a need for highly specialised fraud detection and security measures.

yellow checked box
Full Control: Direct authority over all fraud prevention aspects
yellow checked box
Custom Rules: Tailored fraud detection to fit transaction patterns
yellow checked box
Data Security: Enhanced internal data protection
yellow checked box
Expertise Development: Build skilled in-house fraud detection teams
yellow checked box
Optimised Detection: Fine-tuned fraud prevention for specific threats

SaaS (Service)

Our SaaS solution provides a cost-effective, easily integrable, and scalable fraud prevention system, ideal for businesses seeking quick deployment without the complexities of in-house management. It includes automatic updates and ongoing enhancements, ensuring your fraud prevention measures are always at the forefront of technology and compliance.

yellow checked box
Cost-Effective: Low initial investment
yellow checked box
Easy Integration: Smooth fit with current e-commerce systems
yellow checked box
Scalable: Flexibly adapts to transaction volume changes
yellow checked box
Maintenance-Free: Automatic updates and support
yellow checked box
Quick Deployment: Rapidly enhances fraud protection

Managed Service

Opt for a hassle-free, expert-managed fraud prevention solution. This service offers continuous, proactive monitoring and customised security approaches, tailored to your business's specific risks and transaction types. It is perfect for organisations looking to focus on their core business activities while ensuring top-tier fraud prevention through external expertise.

yellow checked box
Access to expert resources
yellow checked box
Focuses internal resources on core business
yellow checked box
Proactive IT support
yellow checked box
Predictable budgeting
yellow checked box
Tailored IT solutions

In-House

Gain unparalleled control and customisation over your fraud prevention strategies. This model allows for the development of specific security rules and data management, optimised to your unique transaction patterns and threats. It's ideal for businesses with capable IT teams and a need for highly specialised fraud detection and security measures.

yellow checked box
Full Control: Direct authority over all fraud prevention aspects
yellow checked box
Custom Rules: Tailored fraud detection to fit transaction patterns
yellow checked box
Data Security: Enhanced internal data protection
yellow checked box
Expertise Development: Build skilled in-house fraud detection teams
yellow checked box
Optimised Detection: Fine-tuned fraud prevention for specific threats
3DS2 Fraud Prevention ActiveServer In-house Illustraiton

SaaS (Service)

Our SaaS solution provides a cost-effective, easily integrable, and scalable fraud prevention system, ideal for businesses seeking quick deployment without the complexities of in-house management. It includes automatic updates and ongoing enhancements, ensuring your fraud prevention measures are always at the forefront of technology and compliance.

yellow checked box
Cost-Effective: Low initial investment
yellow checked box
Easy Integration: Smooth fit with current e-commerce systems
yellow checked box
Scalable: Flexibly adapts to transaction volume changes
yellow checked box
Maintenance-Free: Automatic updates and support
yellow checked box
Quick Deployment: Rapidly enhances fraud protection
RBA illustration

Managed Service

Opt for a hassle-free, expert-managed fraud prevention solution. This service offers continuous, proactive monitoring and customised security approaches, tailored to your business's specific risks and transaction types. It's perfect for organisations looking to focus on their core business activities while ensuring top-tier fraud prevention through external expertise.

yellow checked box
Expert Prevention: Specialized fraud prevention expertise
yellow checked box
Business Focus: Outsourced fraud detection, focusing on core business
yellow checked box
Proactive Monitoring: Ongoing fraud activity surveillance
yellow checked box
Predictable Costs: Fixed fraud prevention expenses
yellow checked box
Custom Security: Tailored solutions for specific business risks
RBA illustration

Implementation models

We offer bespoke solutions to suit every business need, including both on-premise and managed service options. Choose our
on-premise solution for complete control and customisation within your IT infrastructure. Opt for our managed service for a cloud-based, maintenance-free experience with top-notch support and scalability. Whatever your preference, we ensure optimal performance and adaptability to drive your business forward.

The GPayments Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

address fraud and chargeback icon

Address Fraud and Chargebacks

Prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques ensuring secure customer transactions.

Experience Service Reliability icon

Experience Flexible Integration

Ensure a seamless payment experience for your customers, scale up your operations, save time & resources, and stay competitive in the market by integrating with our RESTful API.

Take Advantage of Flexible
Pricing icon

Take Advantage of Flexible Pricing

Easily adjust your plan with our simplified pricing structure, featuring no hidden fees and a flexible upgrade and downgrade policy.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Access Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact for all enquiries and proactive resolution of your queries.

Experience Service Reliability icon

Experience Service Reliability

Ensure uninterrupted operations with our reliable fraud prevention solution, featuring close to 0 downtime and no disruptions during scheduled maintenance.

GPayments' Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

Enhanced Risk Decision

Improved Risk Assessments

Utilise various parameters in the ACS to ensure a thorough assessment of transaction risk, improving the security of digital payments.

Unlock Success Icon

Unlock Agility & Accelerate Success

Gain a competitive edge through unmatched agility, enabling rapid adaptation to changes, by forming a partnership with GPayments unlike any other.

address fraud and chargeback icon

Address Fraud Prevention & Chargebacks

Secure customer transactions and prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques.

Ensure Security & Compliance

ActiveAccess Service places a strong emphasis on security and compliance to ensure your adherence to payment industry security and compliance regulations.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact, for all enquiries, and proactive resolution of your queries.

GPayments' Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

Enhanced Risk Decision

Improved Risk Assessments

Utilise various parameters in the ACS to ensure a thorough assessment of transaction risk, improving the security of digital payments.

Unlock Success Icon

Unlock Agility & Accelerate Success

Gain a competitive edge through unmatched agility, enabling rapid adaptation to changes, by forming a partnership with GPayments unlike any other.

address fraud and chargeback icon

Address Fraud Prevention & Chargebacks

Secure customer transactions and prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques.

Ensure Security & Compliance

ActiveAccess Service places a strong emphasis on security and compliance to ensure your adherence to payment industry security and compliance regulations.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact, for all enquiries, and proactive resolution of your queries.

Protect Your Cardholders

Adaptable Integration of Cardholder Data

Take advantage of the best of both worlds: store cardholder information locally in the ACS or integrate with current card management systems for flexible remote authentication.

Flexible Risk Assessments Icon

Flexible RBA & OOB Integration

Flexible adapter-based interface for issuer risk rules and seamless integration with third-party RBA solutions. Communicate with third-party OOB services for
enhanced authentication options.

Tailored Issuing Branding icon

Efficiently Manage Multiple Issuers on a Single System

Effortlessly manage multiple issuers and independent entities with custom configurations, branding, or cohesive groups to streamline operations.

Secure Authentication Icon

Expand Flexibility with Decoupled Authentication

Efficiently interact with third-party authentication services beyond the 3D secure flow, enabling cardholders to authenticate offline for a period of 7 days.

Simplified Merchant Whitelisting

The whitelisting API supports the creation of whitelists of trusted merchants, allowing for authentication bypassing. The ActiveAccess administration console enables issuers to view and manage the whitelist.

Empower Secure Transactions with Dynamic Linking

Enjoy peace of mind with an advanced solution that fully embraces the Strong Customer Authentication (SCA) requirements of PSD2. Protect your transactions with unique authentication codes while empowering payers with real-time payment information.

ActiveAccess Dashboard UI

3DS2 enrolment check included for 3DS1 compatibility

ActiveServer implements a 3DS2 enrolment check API to enable backwards compatibility with your 3DS1 systems. ActiveServer caches the BIN ranges of cards that are enrolled in 3D Secure 2. Before each authentication, the API call can be made to determine whether the given card supports 3D Secure 2. If not, you may fall back to an existing 3D Secure 1 MPI implementation. This API ensures compatibility with any 3D Secure 1 MPI on the market, and is crucial for merchants to obtain liability shift on 3D Secure 1 before liability shift for 3D Secure 2 is activated, or to adhere to regional mandates.

Card Schemes

Card Scheme compliance certificatess

Card Schemes

compliance certificatess

We offer support for a variety of card schemes to meet your needs. Please let us know which card schemes you require and we will work with you to provide the necessary support.

hosted services icon

Hosted Service

Enterprise-level hosted solution for fraud prevention, with secure multi-tenancy ActiveServer cluster, hosted on a world-leading cloud provider.

dedicated services icon

Dedicated Service

Hosted solution with control and customisation options. Clients can delegate service maintenance or self-manage.

on premise implementation icon

On-Premise Implementation

Easy installation, on-premise deployment, high-availability cluster configuration, and customisable administration options.

Flexible Deployment Options

hosted services icon

ActiveAccess Service: Hosted Service

Experience a secure, bank-grade hosted solution, featuring a multi-tenancy ActiveAccess cluster hosted on a globally renowned cloud provider.​

dedicated services icon

ActiveAccess Service: Dedicated or White Labelled Service

Benefit from a hosted solution that offers control and customisation options. You have the flexibility to delegate service maintenance or choose to self-manage according to your preferences.

on premise implementation icon

ActiveAccess: On-Premise

ActiveAccess is easy to install for on-premise deployments with high-availability cluster configuration and customisable administration options.​

ActiveAccess In-House illustration
We are here to help

Please feel free to reach out to us if you have any enquiries. Our team is readily available to assist you and will provide prompt responses to your questions.

Thank you! Your submission has been received!
Thank you! Your support inquiry has been received!
Oops! Something went wrong while submitting the form.
gpayments logo
Copyright © 2021  GPayments Pty Ltd. All rights reserved.
Privacy Policy / Cookies 
/ Company Policy