Experienced Cutting-Edge Fraud Prevention Solution
Minimise fraud and friction at checkout.
Reduce or remove chargebacks through liability shift.
Lower cart abandonment rates.
Comply with the Strong Customer Authentication (SCA) worldwide and the European Payment Services Directive 2 (PSD2).
Payment service providers (PSPs) need to secure merchants through strong customer authentication (SCA) whilst also reducing costly risks like chargebacks and declined transactions.
3D Secure 1.0 is no longer the preferred authentication protocol. The 3D Secure 2.0 protocol provides:
Merchants need 3DS2 to meet Payment Services Directive 2 (PSD2) in Europe for Visa Secure, Mastercard Identity Check, Amex Safekey 1.0 Global, JCB J/Secure 1.0 and Discover ProtectBuy by 16th October 2022.Learn about 3D Secure 2
3DS2 calls for greater security from PSPs to ensure consumers and businesses are protected from fraud.
ActiveServer offers PSPs an end-to-end 3DS2 authentication solution that also adheres to the EMV® 3-D Secure specifications published by EMVCo.
ActiveServer assists PSPs to:
For PSPs and aggregators that process a high volume of transactions, the most economical way to adhere to 3DS2 in time for the major card schemes to sunset the 3DS1 protocol, is ActiveServer Service.
Ensure any 3DS2 supported card scheme is compatible using ActiveServer’s enrollment check API, for backwards compatibility with your existing 3DS1 systems.Learn more about ActiveServer
GPayments 3DS Server is certified by all major card schemes, simplifying the process of testing new card schemes for 3DS2 compliance, which makes testing the 3DS2 compliance of a new card scheme easy and cost effective.
TestLabs can be used to test any 3DS 1 or 2 component, or to perform product integration testing.