Card-Not-Present Authentication Standards In 2017

Global Authentication Protocols Used to Combat Fraud
Mac

Whitepaper Overview

This paper outlines the existing and evolving standards being used for authenticating card-not-present payment transactions in the fight against fraud in the eCommerce environment. It considers 3D Secure 1 and 2; the in-country standards of India (PaySecure), China (UPOP) and Russia (MIR); the European PSD2 Directive; and the strong growth in online payments forecast for the Asia Pacific region.

  • PSD2 (Europe)
  • 3D Secure 1.0.2
  • 3D Secure 2.0 by EMVCo
  • RuPay PaySecure (India)
  • UnionPay Online Payments (China)
  • MIR Payment System (Russia)

Recent Whitepapers

154 KB

Frictionless Fraud Prevention with 3D Secure 2.0

3DS 2.0 is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the cardholder, such that most authentication activity will be invisible to the cardholder.

Learn more (154 KB)
154 KB

Two-Factor Authentication: An Essential Guide in the Fight Against Internet Fraud

The paper is designed for those who require a better understanding of two-factor authentication concepts and products. It provides information for business and technical personnel who are involved in the decision making process regarding the authentication strategy of an organisation.

Download (154 KB)
10.4 KB

Bank of America - A Perfect Target for Man in the Middle Attack

The aim of this article is to highlight the inadequacy of software solutions in the prevention of online fraud

Download (10.4 KB)