Issuing

Enhance Cardholder Experience and Reduce Fraud Rates

Leading the way as a global provider in Card-Not-Present 3D Secure processed transactions for card issuers, payments processors, and fintech solution providers.

issuing illustration

Reduce False Declines and Drive Growth

Protect your cardholders and increase transaction volume, revenue, and user experience with ActiveAccess. Build trust, loyalty, and satisfaction through a secure shopping experience. Discover the power of ActiveAccess, the robust and market-leading Access
Control Server (ACS) platform designed to provide unparalleled cardholder authentication for card issuers. Elevate your business with ActiveAccess now.

3DS2 Issuing Illustration
Card Scheme illustration

Wide-Ranging Support for Multiple Card Schemes

We offer support for a variety of card schemes to meet your needs. Please let us know which card schemes you require and we will work with you to provide the necessary support.

Card Schemes Supported

visa secure logomastercard id check logoprotect buy logosafekey american express logojcb j/secure logounion-pay logo

Compliance & Certification

Our fraud prevention solutions are built on globally recognised industry standards (EMVCo, SCA), and are fully supported and mandated by the major card schemes.

emvco approved logopci dss compliantpci 3ds logoiso 27001:2013 certified logoiso 27001:2013 certified logo

The GPayments Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

address fraud and chargeback icon

Address Fraud and Chargebacks

Prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques ensuring secure customer transactions.

Experience Service Reliability icon

Experience Flexible Integration

Ensure a seamless payment experience for your customers, scale up your operations, save time & resources, and stay competitive in the market by integrating with our RESTful API.

Take Advantage of Flexible
Pricing icon

Take Advantage of Flexible Pricing

Easily adjust your plan with our simplified pricing structure, featuring no hidden fees and a flexible upgrade and downgrade policy.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Access Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact for all enquiries and proactive resolution of your queries.

Experience Service Reliability icon

Experience Service Reliability

Ensure uninterrupted operations with our reliable fraud prevention solution, featuring close to 0 downtime and no disruptions during scheduled maintenance.

The GPayments' Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

Enhanced Risk Decision

Improved Risk Assessments

Utilise various parameters in the ACS to ensure a thorough assessment of transaction risk, improving the security of digital payments.

Unlock Success Icon

Unlock Agility & Accelerate Success

Gain a competitive edge through unmatched agility, enabling rapid adaptation to changes, by forming a partnership with GPayments unlike any other.

address fraud and chargeback icon

Address Fraud Prevention & Chargebacks

Secure customer transactions and prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques.

Ensure Security & Compliance

ActiveAccess Service places a strong emphasis on security and compliance to ensure your adherence to payment industry security and compliance regulations.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact, for all enquiries, and proactive resolution of your queries.

The GPayments' Way

Turn Uncertain into Trust icon

Turn Uncertainty into Trust

Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.

Acheive Global Icon

Achieve Global Compatibility

Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.

Enhanced Risk Decision

Improved Risk Assessments

Utilise various parameters in the ACS to ensure a thorough assessment of transaction risk, improving the security of digital payments.

Unlock Success Icon

Unlock Agility & Accelerate Success

Gain a competitive edge through unmatched agility, enabling rapid adaptation to changes, by forming a partnership with GPayments unlike any other.

address fraud and chargeback icon

Address Fraud Prevention & Chargebacks

Secure customer transactions and prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques.

Ensure Security & Compliance

ActiveAccess Service places a strong emphasis on security and compliance to ensure your adherence to payment industry security and compliance regulations.

Offer Wider Payment
Options icon

Offer Wider Payment Options

Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.

Access Dedicated Account
Management icon

Dedicated Account Management

Experience unrivalled sales and support assistance thanks to a single point of contact, for all enquiries, and proactive resolution of your queries.

Protecting Your Cardholders

Adaptable Integration of Cardholder Data

Take advantage of the best of both worlds: store cardholder information locally in the ACS or integrate with current card management systems for flexible remote authentication.

Flexible Risk Assessments Icon

Flexible RBA & OOB Integration

Flexible adapter-based interface for issuer risk rules and seamless integration with third-party RBA solutions. Communicate with third-party OOB services for
enhanced authentication options.

Tailored Issuing Branding icon

Efficiently Manage Multiple Issuers on a Single System

Effortlessly manage multiple issuers and independent entities with custom configurations, branding, or cohesive groups to streamline operations.

Secure Payment Confirmation (SPC) biometric authentication for issuers

Secure Payment Confirmation

Deliver seamless biometric authentication within browsers through Secure Payment Confirmation (SPC). Cardholders can approve transactions instantly using fingerprint or facial recognition, combining speed, convenience, and compliance with industry standards.

Real-time transaction dashboard for issuers

Transaction Dashboard

Unlock real-time visibility across your authentication ecosystem. Dynamic dashboards provide instant insight into transaction volumes, success ratios, and device channels, empowering you to refine strategies, and optimise performance with confidence.

Secure Authentication Icon

Expand Flexibility with Decoupled Authentication

Enhance authentication flexibility with ActiveAccess’ adapter-based API. Seamlessly communicate with third-party authentication services beyond 3Dsecure flow, allowing cardholders offline authentication for up to 7 days.

ActiveAccess dashboard by GPayments showing issuer management, transaction statistics, and 3D Secure authentication analytics for card issuers.
Interactive challenge page customization icon – representing flexible and branded 3D Secure challenge pages for card issuer authentication.

Interactive Challenge Page Customisation

Bring your brand to life with flexible, interactive challenge pages configuration tailored to transaction context and cardholder preferences. Customise visuals and messaging to ensure every interaction feels intuitive, secure, and uniquely yours.

Simplified Merchant Whitelisting

Whitelisting API enables cardholders to create and manage whitelists of trusted merchants, allowing for bypassing authentication, and empowering issuers to manage these lists and view/remove trusted merchants through the administration console.

powerful api icon

Empower Secure Transactions with Dynamic Linking

Experience peace of mind with ActiveAccess, our advanced solution that embraces PSD2's Strong Customer Authentication (SCA) requirements. Safeguard your transactions with unique authentication codes while empowering payers with real-time payment details.

ActiveAccess dashboard interface displaying customizable challenge pages for 3D Secure issuer authentication by GPayments.ActiveAccess interface preview showing dynamic linking and payment authentication layout for issuers with Visa, Mastercard and many more.

3DS2 enrolment check included for 3DS1 compatibility

ActiveServer implements a 3DS2 enrolment check API to enable backwards compatibility with your 3DS1 systems. ActiveServer caches the BIN ranges of cards that are enrolled in 3D Secure 2. Before each authentication, the API call can be made to determine whether the given card supports 3D Secure 2. If not, you may fall back to an existing 3D Secure 1 MPI implementation. This API ensures compatibility with any 3D Secure 1 MPI on the market, and is crucial for merchants to obtain liability shift on 3D Secure 1 before liability shift for 3D Secure 2 is activated, or to adhere to regional mandates.

Card Schemes

Card Scheme compliance certificatess

Card Schemes

compliance certificatess

We offer support for a variety of card schemes to meet your needs. Please let us know which card schemes you require and we will work with you to provide the necessary support.

hosted services icon

Hosted Service

Enterprise-level hosted solution for fraud prevention, with secure multi-tenancy ActiveServer cluster, hosted on a world-leading cloud provider.

dedicated services icon

Dedicated Service

Hosted solution with control and customisation options. Clients can delegate service maintenance or self-manage.

on premise implementation icon

On-Premise Implementation

Easy installation, on-premise deployment, high-availability cluster configuration, and customisable administration options.

Deployment Options

hosted services icon

Hosted

Bank-grade hosted solution for fraud prevention, with secure multi-tenancy ActiveAccess cluster, hosted on a world-leading cloud provider.

dedicated services icon

Dedicated or White Labeled

Hosted solution with control and customisation options. Clients can delegate service maintenance or self-manage.

on premise implementation icon

On-Premise

Easy installation, on-premise deployment, high-availability cluster configuration, and customisable administration options.

ActiveAccess In-House illustration
We are here to help

Please feel free to reach out to us if you have any enquiries. Our team is readily available to assist you and will provide prompt responses to your questions.

Contact Us
gpayments logo
Copyright © 2021  GPayments Pty Ltd. All rights reserved.
Privacy Policy / Cookies 
/ Company Policy