Robust payment authentication solutions for online transactions

Payment Gateways & Merchants
- Decrease cart abandonment rates with 3DS2's Frictionless Flow and mobile SDK
- Reduce credit card fraud and eliminate chargebacks via liability shift
- Comply with regulations, such as SCA under PSD2


Card Issuers
- Stay in control of authenticating transactions
- Collect a rich data set for high authentication accuracy
- Reduce credit card fraud


Developers
- Comprehensive technical resources and support available
- Utilises industry standard APIs
- 20+ years of 3D Secure industry experience

End to End 3D Secure Authentication Platform
See our products for

- Cloud deployment ready
- EMVCo certified
- Effortless customer experience
- Right out of the box deployment in your own environment
- Interoperability with the 3DS1 Protocol

- Native mobile device support
- Available for both Android and IOS
- Complete ActiveServer integration by default

TestLabs can be used to test any 3DS component, or to perform product integration testing.
Unlike many test tools that utilise simulators, TestLabs comprises live and fully developed 3DS2 components: ActiveServer (a 3DS Server), a 3DS2 Access Control Server and a Directory Server.

- Simple integration for acquirers, payment gateways, and merchants
- Intuitive web based administration interface
- Transaction management and certificate management
- Easy installation
- Fraud and chargeback minimisation
- Robust, reliable and resilient platform
- Multi merchant support
- Compliant with all major card schemes

- Multi channel authentication for web & mobile devices
- Multi issuer support
- HSM agnostic
- User friendly web based administration
- Extensive reporting and customer management
- User friendly web based administration
- Multi issuer support
- Extensive reporting and customer management
- Effortless implementation
- Compliant with all major card schemes

TestLabs can be used to test any 3DS component, or to perform product integration testing.
Unlike many test tools that utilise simulators, TestLabs comprises live and fully developed 3DS2 components: ActiveServer (a 3DS Server), a 3DS2 Access Control Server and a Directory Server.

Register at GPayments MyAccount to get exclusive resources

Use our merchant demo app to connect to ActiveServer and make a test transaction.
Available on Github. Demo codes available in Java and C#.
Visit GPayments’ Github

Download ActiveMerchant packages for evaluation and testing.
Download
from MyAccount
Recent WhitePapers
Online Payment Authentication in 2019: Trends and Predictions
This paper identifies the top trending authentication methods predicted to affect the payment industry's dynamic of combating fraud during card-not-present transactions.
Risk-Based Authentication and 3D Secure 2
The new EMV® 3D Secure protocol, or 3D Secure 2 (3DS2), released by EMVCo is designed to address a number of key aspects of the previous protocol and cement the technology’s reputation as one of the most resilient solutions in the fight against card-not-present (CNP) online fraud.
Top 5 Online Payment Trends in 2017
Online payment trends keep evolving as customers continue to favour more user-friendly solutions and solution-makers compete for market share by constantly trying to re-invent the next big thing, to fulfil that need.