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Robust payment authentication solutions for online transactions
We provide a complete range of integrated authentication products based on the 3D Secure protocol, Verified by Visa, Mastercard SecureCode, UnionPay, JCB J/Secure, American Express SafeKey and Diners Club International ProtectBuy.
Solutions Built to Help
Payment Gateways & Merchants
- Decrease cart abandonment rates with 3DS2's Frictionless Flow and mobile SDK
- Reduce credit card fraud and eliminate chargebacks via liability shift
- Comply with regulations, such as SCA under PSD2
Card Issuers
- Stay in control of authenticating transactions
- Collect a rich data set for high authentication accuracy
- Reduce credit card fraud
Developers
- Comprehensive technical resources and support available
- Utilises industry standard APIs
- 20+ years of 3D Secure industry experience
End to End 3D Secure Authentication Platform
See our products for
3DS Server
A cutting edge 3DS Server solution for authenticating transactions
- Cloud deployment ready
- EMVCo certified
- Effortless customer experience
- Right out of the box deployment in your own environment
- Interoperability with the 3DS1 Protocol
MobileSDK
Making Authentication Native
- Native mobile device support
- Available for both Android and IOS
- Complete ActiveServer integration by default
3DS2 Test Platform
Learn more
An end-to-end 3D Secure authentication testing environment for implementers
TestLabs can be used to test any 3DS component, or to perform product integration testing.
Unlike many test tools that utilise simulators, TestLabs comprises live and fully developed 3DS2 components: ActiveServer (a 3DS Server), a 3DS2 Access Control Server and a Directory Server.
Merchant Plug-In
A stable and cost effective solution for acquiring side authentication
- Simple integration for acquirers, payment gateways, and merchants
- Intuitive web based administration interface
- Transaction management and certificate management
- Easy installation
- Fraud and chargeback minimisation
- Robust, reliable and resilient platform
- Multi merchant support
- Compliant with all major card schemes
Access Control Server
ActiveAccess 3DS2: a new approach to authentication
- Multi channel authentication for web & mobile devices
- Multi issuer support
- HSM agnostic
- User friendly web based administration
- Extensive reporting and customer management
ActiveAccess 3DS1: providing an additional layer of security
- User friendly web based administration
- Multi issuer support
- Extensive reporting and customer management
- Effortless implementation
- Compliant with all major card schemes
3DS2 test platform
Learn more
An end-to-end 3D Secure authentication testing environment for implementers.
TestLabs can be used to test any 3DS component, or to perform product integration testing.
Unlike many test tools that utilise simulators, TestLabs comprises live and fully developed 3DS2 components: ActiveServer (a 3DS Server), a 3DS2 Access Control Server and a Directory Server.
Built for developers by developers
Register at GPayments MyAccount to get exclusive resources
Use our merchant demo app to connect to ActiveServer and make a test transaction.
Available on Github. Demo codes available in Java and C#.
Visit GPayments’ Github
Download ActiveMerchant packages for evaluation and testing.
Download
from MyAccount
Recent WhitePapers
Online Payment Authentication in 2019: Trends and Predictions
This paper identifies the top trending authentication methods predicted to affect the payment industry's dynamic of combating fraud during card-not-present transactions.
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1.58 MB
3.56 MB
Risk-Based Authentication and 3D Secure 2
The new EMV® 3D Secure protocol, or 3D Secure 2 (3DS2), released by EMVCo is designed to address a number of key aspects of the previous protocol and cement the technology’s reputation as one of the most resilient solutions in the fight against card-not-present (CNP) online fraud.
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3.56 MB
853 KB
Top 5 Online Payment Trends in 2017
Online payment trends keep evolving as customers continue to favour more user-friendly solutions and solution-makers compete for market share by constantly trying to re-invent the next big thing, to fulfil that need.
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853 KB