Cross-Platform 3D Secure Authentication

Our Solutions

Access Control Server (ACS)

ActiveAccess now leverages 3D Secure 2.0. GPayments' ActiveAccess is a single, comprehensive and highly scalable platform used by banks and card issuers to authenticate cardholders during online payment and banking transactions. It is backwards compatible and supports multi-factor authentication, 3D Secure authentication and non-3DS authentication protocols, such as RuPay PaySecure.
Deployed in over one hundred issuers, ActiveAccess provides authentication services to millions of users, daily. It is fully compliant with Visa 3D Secure 2.0, Mastercard Identity Check, JCB J/Secure, American Express SafeKey 2.0, Diners Club International ProtectBuy and MIR Accept 2.0.

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3DS Server

ActiveServer leverages the newest improvements from the EMVCo 3DS2 protocol. Used by merchants, banks, payment service providers and payment gateways, ActiveServer allows merchants to authenticate eCommerce transactions, minimising instances of fraud and chargeback. It offers a backend language agnostic solution, through a RESTful API for integration flexibility. ActiveServer is fully compliant with Visa 3D Secure 2.0, Mastercard Identity Check, JCB J/Secure, American Express SafeKey 2.0, Diners Club International ProtectBuy and MIR Accept 2.0.
Developed to EMVCo specifications and in parallel with ActiveServer, GPayments’ Mobile SDK (Active SDK), offers native mobile support and is available for both Android and iOS.

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3D Secure Test Services

TestLabs provides end-to-end 3DS1 and 3DS2 authentication testing environments for 3DS implementers. GPayments’ TestLabs can be used to test any 3DS component or to perform compliance testing prior to Product Integration Testing.
Unlike many test tools that utilise simulators, TestLabs offers live, certified components: a 3DS Server, a Mobile SDK, an Access Control Server (ACS) and a Directory Server (DS). Each component is compliant with Visa 3D Secure 2.0, Mastercard Identity Check, JCB J/Secure, American Express SafeKey 2.0, Diners Club International ProtectBuy and MIR Accept 2.0.

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Online Payment Authentication in 2019

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